Participate & Moody’s partner on Risk-Intelligent Loan Participation and Syndication Automation in Moody’s Lending Suite

Moody’s Lending Suite customers can transfer loan data, documents and Moody’s credit risk measures into Participate for automated loan sales and servicing.

LITTLE ROCK, AR, UNITED STATES, September 15, 2026 /EINPresswire.com/ — Participate, a BankLabs company, today announced a strategic partnership with Moody’s to bring Participate’s loan participation and syndication automation capabilities to Moody’s Lending Suite customers.

Financial institutions using Moody’s Lending Suite can now move from credit analysis to loan sales execution within a single, connected workflow. The integration allows lenders to send loan data, documents, and Moody’s risk intelligence — including Moody’s Risk Score, Probability of Default (PD), and Loss Given Default (LGD) — directly into Participate when creating a syndication opportunity.

This streamlined approach is designed to help standardize risk evaluation, accelerate due diligence, and enhance transparency for participating buyers.
The result is a more connected originate-to-distribute workflow intended to support lenders in managing concentration risk, improving liquidity, enhancing capital efficiency, and continuing to serve borrowers even when exposures exceed internal hold limits.

With Participate’s automation capabilities, Moody’s Lending Suite customers can initiate loan packages within their existing workflow, auto-populate relevant data and documents, and share opportunities with partners or Participate’s network of more than 750 institutions.

“Financial institutions increasingly need to connect credit decisioning with balance sheet management,” said Shailendra Jain, Managing Director – Banking Strategy. “By integrating Moody’s credit risk analytics into Participate’s workflow, lenders and buyers can more quickly access Moody’s risk intelligence, so they can evaluate opportunities using consistent risk measures while reducing manual effort.”

“Loan sales should not be a separate process that begins after a lender leaves their credit workflow,” said Matt Johnner, Co-Founder and President of Participate. “By combining Moody’s risk analytics with Participate’s automated loan sales and servicing platform, financial institutions can distribute loans faster, provide greater transparency, and make more informed decisions.

The integration is designed to give both originators and buyers a clearer view of the credit context behind each opportunity. Moody’s risk intelligence moves alongside borrower details, loan terms, effective dates, and supporting documentation, enabling a more consistent and complete credit evaluation process.
Following the sale, Participate automates the ongoing operational processes required to manage participants throughout the life of the loan. This includes principal and interest calculations, rate and index updates, fee management, secure document exchange, notifications, reconciliation, and reporting. Maintaining this continuity should help to reduce operational friction and improves transparency after closing.

The integration gives Moody’s Lending Suite customers a streamlined approach for loan participations and syndications to help improve and optimize liquidity, capital and loan portfolio management. Institutions can continue originating loans while distributing portions to trusted partners or a broader network of buyers within a single, connected workflow.

To see the integration in action, visit https://participateloan.com/partners/moodys/or contact Sales@ParticipateLoan.com.

About Participate

Participate, a BankLabs company, is the Loan Sales Ecosystem for financial institutions. Participate digitally connects lenders to a network of financial institutions to sell loans and replaces manual processes with one-click loan sales and servicing. The platform supports loan participations, syndications and post-sale participant servicing, helping financial institutions optimize liquidity, reduce concentration risk, increase fee income and scale lending without adding operational burden.

For more information, visit ParticipateLoan.com.

Matt Johnner
Participate
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